Picture a form with a box on it that says 'Whose fault was it?' — and someone crossing that box out before anything else happens. The trouble is real: a marriage has ended, a car is damaged, a rental is finishing. What has been removed is the need to name a guilty side first. Everything after that can move forward without waiting for an argument about blame.
可以想成一張表格上有一格寫著「這是誰的錯？」，然後有人在一開始就把那一格劃掉。事情本身沒有被否認——婚姻結束了、車撞壞了、租約要收回了。被拿掉的只是「必須先指出誰有錯」這個步驟。所以後面的程序不用等大家吵完責任，就可以直接往下走。no-fault 的每個用法，都可以看成同一格被劃掉。
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