If you are prudent, you are sensible and careful, especially when a risk is not worth taking. You look a little way into the future and choose the safer, wiser path — with money, with safety, with a promise, with a big choice.

If you are prudent如果你是 prudent（謹慎）的 you are sensible and careful你就是明智又小心的 especially when a risk is not worth taking尤其是在冒險不值得的時候。With money不管是錢的事、with safety安全的事、with a promise承諾的事、or with a big choice還是重大的抉擇，you look a little way into the future你都會稍微往前看一點 and choose the safer, wiser path選擇比較安全、比較聰明的做法。

Banks, parents, teachers, and news reports like this word; it sounds more grown-up than “careful,” and it is a compliment.

Banks, parents, teachers, and news reports銀行、父母、老師和新聞報導 like this word都喜歡用這個字；it sounds more grown-up than "careful,"這個字聽起來比 careful（小心）更成熟 and it is a compliment而且是一種稱讚。

A prudent shopper checks the price. A prudent student does not leave the whole essay until the night before.

A prudent shopper謹慎的顧客 checks the price會先看價格。A prudent student謹慎的學生 does not leave the whole essay until the night before不會把整篇作文拖到前一晚才寫。

Though actually, people sometimes use it with a small smile, as if prudent means “a bit dull,” but the core meaning is still “wise about risk,” not “boring.” Do not hear it as prudish: a prudent driver slows down; a prudish person blushes at a love scene. Unrelated words.

Though actually不過其實 people sometimes use it with a small smile有時候人會帶點微笑地用這個字 as if prudent means "a bit dull,"好像 prudent 是說「有點無聊」 but the core meaning is still "wise about risk,"但核心意思還是「對風險很有智慧」 not "boring."不是「無聊」。Do not hear it as prudish不要把它跟 prudish 搞混：a prudent driver謹慎的駕駛 slows down會放慢速度；a prudish person正經過頭的人 blushes at a love scene看到愛情戲會臉紅。Unrelated words這兩個字其實沒有關係。