Prudential means “to do with being careful and looking ahead,” almost always in formal, legal, or money settings. A prudential rule is a rule made so a person, a bank, or a company does not take a foolish risk.

Prudential means to do with being careful and looking aheadPrudential 的意思是「跟小心謹慎、往前看有關」， almost always in formal, legal, or money settings幾乎都用在正式、法律或金融的場合。A prudential rule is a rule madePrudential rule（審慎規範）是訂出來的規則， so a person, a bank, or a company does not take a foolish risk讓一個人、一家銀行或一家公司不要冒愚蠢的風險。

In ordinary talk most people just say prudent; prudential sounds like a document, a regulator, or a meeting.

In ordinary talk most people just say prudent平常說話大家大多只說 prudent； prudential sounds like a document, a regulator, or a meetingprudential 聽起來像是公文、監管機關或會議上的用語。

You will also see Prudential as a company name (an insurance firm), which grew from the same idea of looking after the future — in Taiwan that brand is 保德信 — but the adjective itself is not a brand. The dictionary’s short gloss “prudent” is close, though actually prudential is narrower: it often names the kind of caution, or the rules for that caution, rather than a person’s everyday habit.

You will also see Prudential as a company name (an insurance firm)你也會看到 Prudential 當作公司名稱(一家保險公司)， which grew from the same idea of looking after the future這名字源自同樣「照顧未來」的概念—— in Taiwan that brand is 保德信在台灣這個品牌叫保德信— but the adjective itself is not a brand但這個形容詞本身不是品牌。The dictionary's short gloss prudent is close字典簡短的解釋「prudent」很接近， though actually prudential is narrower不過其實 prudential 的意思比較窄： it often names the kind of caution, or the rules for that caution它常常是在講某種謹慎的種類，或是那種謹慎所依循的規則， rather than a person's everyday habit而不是一個人日常的習慣。