核心畫面
Picture buying a home you can't pay for all at once: a bank hands you the money now, and in return you make a long promise — pay it back bit by bit over many years, and if you stop paying, the bank can take the home. The whole arrangement, the loan, and the act of pledging the home all live under this one picture.
可以想成一個情境：你想買房子，但拿不出全部的錢，於是銀行先把錢借給你，你則許下一個很長的承諾——往後許多年慢慢還，而…更多收起
可以想成一個情境：你想買房子，但拿不出全部的錢，於是銀行先把錢借給你，你則許下一個很長的承諾——往後許多年慢慢還，而且把房子當作擔保，萬一還不出來，銀行就能把房子收走。這個「借錢買房、拿房子作保、慢慢償還」的整套安排，就是這個字的核心畫面；名詞講的是這份貸款本身，動詞講的是「拿房子去抵押」這個動作。原始詞典資料4 筆記錄
以下是外部詞典記錄的用法，原文照列，我們還沒有寫成教學內容。上面的說明才是我們自己寫的；有些用法可能上面已經講過了。
mortgagenoun/ˈmɔːɡɪd͡ʒ/
- 1
businesslawreal-estateA legal agreement in which a borrower pledges real property as collateral for a loan used to purchase or refinance that property.
- The appriser, therefore, (as the holder of a mortgage was then called,) entered upon possession, and in the language of Hotspur, "came me cranking in," and cut the family out of another monstrous cantle of their remaining property.
- 2
obsoleteThe state of being pledged.
- lands given in mortgage
mortgageverb/ˈmɔːɡɪd͡ʒ/
- 1
lawTo borrow against a property, to obtain a loan for another purpose by giving away the right of seizure to the lender over a fixed property such as a house or piece of land; to pledge a property in order to get a loan.
- to mortgage a property, an estate, or a shop
- We mortgaged our house in order to start a company.
- 2
To pledge and make liable; to make subject to obligation; to achieve an immediate result by paying for it in the long term.
- She mortgaged her future for the pleasures of the relationship with the sculptor, a relationship she knew would be short.
- Like a latter-day Faustus who has mortgaged his soul to the pursuit of his art, Harrison now desperately craves the paternal love from which his learning has estranged him.
資料來源：英文維基詞典 English Wiktionary（CC BY-SA 4.0）。 原文照列，未經改寫。