Paid in real notes and coins, with nothing written down. A builder fixes your roof, you hand him the money, and there is no receipt, no bank record, nothing that says the job ever happened. That is cash-in-hand work.

in real notes and coins用真的紙鈔和硬幣 Paid付款，with nothing什麼都沒有 written down寫下來。A builder一位師傅 fixes修好 your roof你的屋頂，you你 the money把錢 hand him交給他，and而 there is no receipt沒有收據、no bank record沒有銀行紀錄，nothing沒有任何東西 that says能證明 the job這件工作 ever happened曾經發生過。That is那就是 cash-in-hand work所謂 cash-in-hand 的工作。

The phrase is British and Australian; Americans would say "under the table" or "off the books". People say it about small jobs — cleaning, babysitting, painting a wall, waiting tables.

The phrase這個說法 is British and Australian是英國和澳洲的；Americans美國人 would say會說 "under the table"檯面下 or或 "off the books"帳外。People人們 say it拿它來說 about small jobs小型的工作——cleaning打掃、babysitting顧小孩、painting a wall粉刷牆壁、waiting tables端盤子。

The reason the phrase exists is that no record usually means no tax. Everyone knows this, so the phrase carries a small wink: it is not a crime word like "fraud", but it is not innocent either. Some people say it lightly ("he pays me cash-in-hand") and some say it carefully, depending on who is listening.

The phrase這說法 exists存在 The reason的原因 is that是：no record沒有紀錄 usually通常 means就表示 no tax沒有稅。Everyone每個人 knows this都知道這件事，so所以 the phrase這說法 carries帶著 a small wink一個小小的眨眼：it它 is not不是 like像 "fraud"詐欺 a crime word那樣的犯罪字眼，but it is not innocent either但也不算清白。Some people有些人 say it lightly說得輕鬆——"he pays me cash-in-hand"他付我現金——and some有些人 say it carefully說得小心，depending on就看 who is listening誰在聽。

Note the grammar: with the hyphens it sits before a noun — a cash-in-hand job, a cash-in-hand payment. Without hyphens it comes after the verb — he paid me cash in hand. Also, "cash in hand" can sometimes just mean the money a business physically has right now, with no hint of hiding anything, so the situation tells you which one is meant.

Note留意 the grammar文法：with the hyphens有連字號時 it它 sits before a noun放在名詞前面——a cash-in-hand job、a cash-in-hand payment。Without hyphens沒有連字號時 it它 comes after the verb放在動詞後面——he paid me cash in hand。Also另外，"cash in hand" can sometimes有時 just mean只是指 a business一家公司 right now此刻 physically has實際握有 the money的錢，with no hint of hiding anything沒有一點隱瞞的意味，so所以 the situation情境 tells you會告訴你 which one is meant指的是哪一個。