A pensioner is someone who receives a pension: money paid regularly after they have stopped working, most often because they have reached retirement age.

A pensionerPensioner is someone who receives a pension指的是領pension（退休金）的人： money paid regularly那是定期領到的錢， after they have stopped working在他們停止工作之後， most often because通常是因為 they have reached retirement age他們到了退休年齡。

In British English this is the ordinary word for a retired older person living on that money — shop signs, bus passes, and newspapers all say pensioners when they mean that group. American English more often says retiree or senior.

In British English在英式英文裡 this is the ordinary word這是一般用來說 for a retired older person living on that money靠這筆錢生活、已退休的年長者的普通說法—— shop signs, bus passes, and newspapers商店招牌、公車票證和報紙 all say pensioners都會說pensioners when they mean that group指的就是這群人。 American English美式英文 more often says更常說 retiree or seniorretiree或senior。

The word is not an insult, but it does mark someone as old and no longer earning a wage, and it can carry a little sympathy, because a pension is often a fixed, not very large, income.

The word is not an insult這個字不是罵人的話， but it does mark someone as old and no longer earning a wage但確實標記出這個人年紀大了、不再靠薪水過活， and it can carry a little sympathy而且可能帶著一點同情的意味， because a pension is often a fixed, not very large, income因為pension（退休金）常常是固定、不太多的收入。

Though actually, age is not the whole story: a younger person whose working life has ended through injury can also be a pensioner. You would not call someone a pensioner just because they are old, if they are still working and not living on a pension.

Though actually不過其實， age is not the whole story年紀不是全部的故事： a younger person whose working life has ended through injury因受傷而結束工作生涯的年輕人 can also be a pensioner也可以是pensioner。 You would not call someone a pensioner你不會稱某人為pensioner just because they are old只因為他們年紀大， if they are still working and not living on a pension如果他們還在工作、不是靠pension過生活。