An owner-occupier is someone who owns the house or apartment they live in. The home is theirs, and they sleep there. They are not a tenant paying rent to somebody else, and they are not only a landlord whose building is full of other people’s lives — though actually one person can be both: they may live in one flat and rent out another.

An owner-occupier isOwner-occupier是 someone who owns the house or apartment they live in擁有自己所住房子或公寓的人。The home is theirs這個家是他們的，and they sleep there他們就睡在那裡。They are not a tenant paying rent to somebody else他們不是付租金給別人的tenant，and they are not only a landlord whose building is full of other people's lives也不只是那種整棟樓都住著別人的landlord——though actually one person can be both不過其實一個人可以兩者都是：they may live in one flat and rent out another他們可能自己住一間公寓，同時把另一間出租。

Housing law, banks, and newspapers like the word because it draws a tidy line: owner-occupiers live in their own places; investors often do not. You will also meet the adjective owner-occupied for the building itself: an owner-occupied house is lived in by the people who own it, not let out.

Housing law, banks, and newspapers like the word住宅法、銀行和報紙喜歡用這個詞 because it draws a tidy line因為它畫出一條清楚的線：owner-occupiers live in their own placesowner-occupier住在自己的地方；investors often do not投資客通常不是。You will also meet the adjective owner-occupied for the building itself你也會遇到形容詞owner-occupied，用在房子本身：an owner-occupied house is lived in by the people who own it, not let outowner-occupied house是由擁有它的人住在裡面，而不是出租出去。

In everyday talk people often skip the long word and just say they own their place. The idea still matters in money talk, because governments and lenders sometimes treat owner-occupiers differently from landlords.

In everyday talk在日常說話裡，people often skip the long word and just say they own their place人們常常省掉這個長字，直接說they own their place。The idea still matters in money talk這個概念在談錢的時候還是很重要，because governments and lenders sometimes treat owner-occupiers differently from landlords因為政府和放款機構有時候會用不同的方式對待owner-occupiers和landlords。