A guarantor is a person who promises to pay a debt if the person who should pay it does not.

A guarantor is a personguarantor是一個人 who promises to pay a debt他承諾如果該還債的人 if the person who should pay it does not沒有還，他就會替對方付這筆債.

Banks, landlords, and some schools ask for one when they do not yet trust you with money. Your parent, an older relative, or a friend with a steady job may sign as your guarantor: if you miss the rent or the loan, they must pay.

Banks, landlords, and some schools ask for one銀行、房東和一些學校會要求要有一位guarantor when they do not yet trust you with money當他們還不信任你的財力時. Your parent, an older relative, or a friend with a steady job你的父母、年長的親戚，或有穩定工作的朋友 may sign as your guarantor可能會簽字當你的guarantor: if you miss the rent or the loan如果你沒繳房租或還不出貸款, they must pay他們就必須代付.

It is a legal promise, not a kind word.

It is a legal promise這是一種法律上的承諾, not a kind word不只是一句好聽話.

The bank can come after the guarantor for the money, and that can hurt their own credit.

The bank can come after the guarantor for the money銀行可以向guarantor追討這筆錢, and that can hurt their own credit這也會傷害到他們自己的信用.

Though actually, people also say it more loosely — “I’ll be your guarantor” can just mean “I’ll stand behind you” — but in contracts it is hard and serious.

Though actually其實, people also say it more loosely人們有時候也會用得比較隨意 — "I'll be your guarantor"——像"I'll be your guarantor" can just mean "I'll stand behind you"可能只是說「我挺你」 — but in contracts it is hard and serious但在合約裡這是很嚴肅、有約束力的.

The guarantor is not there to watch you or to give advice; they take on the risk.

The guarantor is not there to watch you or to give adviceguarantor的存在不是為了監督你或給建議; they take on the risk而是承擔風險.

Guarantee is the promise (or the verb). The guarantor is the person.

Guarantee is the promise (or the verb)Guarantee是那個承諾本身（也可以當動詞）. The guarantor is the person而guarantor是做出這個承諾的人.