E-cash is money you use to buy things on the internet that does not exist as coins or notes in your hand, and is not tied to one country’s paper money in the old way. The idea is “cash,” but it lives only as a record on a computer.

E-cash is money you use to buy things on the internet是你用來在網路上買東西的錢that does not exist as coins or notes in your hand它不是你手上拿的硬幣或紙鈔，and is not tied to one country's paper money in the old way也不像以前那樣綁定某一國的紙幣。The idea is "cash,"它的概念是「現金」but it lives only as a record on a computer但它只存在於電腦上的一筆紀錄。

The word is a little older in feel than today’s talk of wallets and apps; people now often say e-money, digital money, or name the app they tap.

The word is a little older in feel這個字聽起來比較舊一點than today's talk of wallets and apps比現在講的「錢包」「app」；people now often say e-money, digital money現在人們更常說e-money、digital money，or name the app they tap或是直接說他們用的那個app名字。

A credit card is still drawing on an ordinary bank account in a named currency, so that is not quite what this word was aiming at. Taiwan’s 悠遊卡 is stored-value money you tap on a bus — related in spirit, but that is a local card, not internet cash without a country.

A credit card is still drawing on an ordinary bank account in a named currency信用卡用的還是某種貨幣底下的一般銀行帳戶，so that is not quite what this word was aiming at所以那不太是這個詞真正指的東西。Taiwan's 悠遊卡 is stored-value money you tap on a bus台灣的悠遊卡是你嗶公車用的儲值金——related in spirit精神上算相關，but that is a local card, not internet cash without a country但那是一張本地的卡，不是沒有國籍的網路現金。

Use e-cash when the point is internet money that is not physical, and not obviously NTD or USD in your pocket.

when the point is internet money that is not physical當重點是網路上不實體的錢，and not obviously NTD or USD in your pocket而且不明確是你口袋裡的台幣或美金時，Use e-cash就用e-cash。