Creditworthiness is the name for the judgement can this person or company be trusted to pay what they owe? Banks and shops look at your history of paying on time, how much you already owe, and what you earn.

Creditworthiness creditworthiness is是 the name這個詞的名稱, for用在判斷 the judgement: can this person or company這個人或公司能不能 be trusted被信任 to pay去付 what they owe他們所欠的? Banks and shops銀行和商店 look at會看 your history of paying on time你準時付款的紀錄, how much you already owe你已經欠多少錢, and和 what you earn你賺多少

If your creditworthiness is high, they are more willing to lend. If it is low, they may say no, or charge more.

If如果 your creditworthiness你的creditworthiness is高 high, they他們 are more willing會更願意 to lend借你錢. If如果 it它 is低 low, they他們 may可能會 say no拒絕, or或 charge more收更多

It is a heavy, official word from the money world. You will see it in bank letters and news about loans, not in chat with friends.

It它 is是 a heavy, official word一個厚重、正式的詞 from the money world來自金錢的世界. You你 will see它 it in bank letters在銀行信件裡 and和 news about loans關於貸款的新聞, not不會 in chat with friends在跟朋友聊天時

Though actually, it is not a moral score. It does not ask whether you are kind, brave, or a worthy person in a story. It only asks whether the numbers say you will pay.

Though actually不過事實上, it它 is not不是 a moral score一種道德分數. It它 does not ask不會問 whether你是否 you are kind, brave善良、勇敢, or或 a worthy person值得敬重的人 in a story在故事裡的. It它 only asks只問 whether是否 the numbers數字 say顯示 you will pay你會付錢