An actuary is the person whose job is to measure risk with numbers, then tell an insurance company — or a pension fund — how much money to take in so there will still be enough to pay people later. They study how often accidents, illness, and death happen in a group, and they turn that into a price.

An actuary is the person whose job is to measure risk with numbersActuary的工作是用數字來衡量風險, then tell an insurance company — or a pension fund然後告訴保險公司——或是退休基金, how much money to take in要收多少錢, so there will still be enough to pay people later才能讓以後有足夠的錢付給大家They study how often accidents, illness, and death happen in a group他們研究一個群體裡意外、生病、死亡發生的頻率, and they turn that into a price再把這些數字換算成價格

It is a professional title, like lawyer or accountant: you use it on a CV, in the news, and at work, not when you talk about a friend’s weekend.

It is a professional title, like lawyer or accountant這是個專業職稱，跟律師或會計師一樣: you use it on a CV, in the news, and at work你會在履歷、新聞，或工作場合用到它, not when you talk about a friend's weekend不會拿來聊朋友的週末過得怎樣

Though actually, many people mix it up with accountant, because both live in spreadsheets. An accountant keeps the books and tells you what already happened with the money. An actuary is looking forward: what might happen, over years, and what that should cost.

Though actually不過其實, many people mix it up with accountant很多人會把它跟accountant會計師搞混, because both live in spreadsheets因為兩個工作都離不開試算表An accountant keeps the booksAccountant負責記帳 and tells you what already happened with the money告訴你錢已經發生了什麼事An actuary is looking forwardActuary則是往前看: what might happen, over years未來幾年可能會發生什麼事, and what that should cost那應該要花多少錢

The work feels quiet and careful, not dramatic, but a lot of the price you pay for insurance sits on that person’s desk.

The work feels quiet and careful, not dramatic這份工作感覺安靜又謹慎，不戲劇化, but a lot of the price you pay for insurance sits on that person's desk但你付的保費裡有很大一部分，其實就是坐在那個人的桌上決定的