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A business is undercapitalized when it does not have enough money behind it to run properly — not enough to buy stock, pay , cover a slow month, or grow the way its plan assumes. The word is about the money put IN at the start and held in reserve, not about whether sales are good, which is why a company can be undercapitalized and still busy: orders come in, but there is no cash to fill them. It belongs to business and banking writing, and you meet it most in explanations of why a small company failed, since undercapitalization is one of the standard answers. Banks are described this way too, in a stricter sense — a bank is undercapitalized when its capital falls below what regulators require, which brings real consequences. British writing spells it undercapitalised.
資本不足的（公司自有資金太少，撐不起營運）
組成under- ('not enough') + capitalized, from capital in its money sense: the funds a business is set up with. Capital goes back to Latin caput 'head', through the idea of the 'head' or main sum of money.
同家族的字
- capitalthe money sense the word is built on
- capitalizethe verb: to supply a business with capital
原始詞典資料1 筆記錄
以下是外部詞典記錄的用法，原文照列，我們還沒有寫成教學內容。上面的說明才是我們自己寫的；有些用法可能上面已經講過了。
undercapitalizedadj
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Lacking sufficient capital
- You will recall that it [OUT magazine] appeared at irregular intervals. The reason for this was that the magazine was undercapitalised. In fact, it really had no capital at all and had a "hand to mouth" existence. An issue could not come out until all the proceeds of the previous issue, from sales, advertising, etc., were collected.
- "The problem with all these insurance schemes ... they're all massively undercapitalized, especially given the situation," Velk said.
資料來源：英文維基詞典 English Wiktionary（CC BY-SA 4.0）。 原文照列，未經改寫。