If someone is penny-pinching, they really do not like to spend or give money, even in small amounts. They hold on to every penny.

If someone is penny-pinching如果一個人很小氣（penny-pinching）, they他 really do not like to真的很不喜歡 spend or give money花錢或給錢, even in small amounts就算金額很小也一樣。They他們 hold on to every penny緊抓著每一分錢不放。

It is not a kind word: it suggests the person is too tight, not merely careful.

It它 is not a kind word不是個好聽的詞: it它 suggests暗示 the person is too tight這個人太小氣, not merely careful而不只是節儉。

You can call a person penny-pinching, or talk about penny-pinching habits, or penny-pinching cuts when a government or company trims every small cost. The older word behind it is pinchpenny — the two halves later swapped places.

You你 can call a person penny-pinching可以說一個人 penny-pinching, or或者 talk about penny-pinching habits講 penny-pinching 的習慣, or或者 penny-pinching cuts penny-pinching 式的刪減 when a government or company trims every small cost指政府或公司把每一筆小開銷都省下來的時候。The older word behind it這個詞背後比較舊的說法 is是 pinchpenny「pinchpenny」 — the two halves later swapped places後來兩半的順序對調了。

The phrase is informal and a little sharp; in polite talk you might say careful with money instead. It is about money, not about literally squeezing a coin, though that picture is how the saying was born.

The phrase這個說法 is informal and a little sharp是非正式、有點尖銳的; in polite talk在比較有禮貌的場合 you你 might say可能會改說 careful with money instead「careful with money（用錢謹慎）」。It它 is about money講的是錢, not about literally squeezing a coin不是真的在講捏硬幣這個動作, though雖然 that picture那個畫面 is how the saying was born就是這個說法誕生的由來。