If money is owing, it should have been paid, but it has not been paid yet. The bill is still open. You can say there is ten pounds owing, or the amount owing, meaning the unpaid part.

If money is owing如果錢是owing，it它 should have been paid本來應該被付掉了，but但 it它 has not been paid yet還沒付。The bill這筆帳 is still open還沒結清。You你 can say可以說 there is ten pounds owingthere is ten pounds owing，or或 the amount owingthe amount owing，meaning意思是 the unpaid part還沒付的那部分。

It is a slightly formal, money-and-paper word — shops, rent, invoices — not how friends usually talk about borrowing five dollars (they would say you still owe me).

It這 is是 a slightly formal, money-and-paper word一個有點正式、和金錢帳單有關的字——shops, rent, invoices商店、房租、發票——not how friends usually talk about borrowing five dollars不是朋友之間平常談借五塊錢的說法 (they would say you still owe me)（他們會說you still owe me）。

Though actually, English also uses owing to, which looks the same but means “because of”: the match was cancelled owing to rain. That owing to is a set phrase about reasons, not about unpaid cash. The sense here is only the money that has not arrived.

Though actually不過事實上，English英語 also uses還有 owing to這個用法owing to，which looks the same but means看起來一樣，但意思是 "because of":「因為」：the match was cancelled比賽取消了 owing to rain因為下雨（owing to rain）。That那個 owing to是一個 is a set phrase about reasons是一個講原因的固定片語，not about unpaid cash跟未付的錢無關。The sense here這裡講的意思，is only只是 the money that has not arrived還沒到手的那筆錢。