1. 1微型金融(若只講借很小一筆去創業,台灣也常說「小額信貸」)

    Microfinance is a way of lending very small amounts of money to people who are poor, often in countries where banks will not help them because they have no house or salary to show. The idea is that a person can borrow enough to buy a machine, some livestock, or goods to sell, then pay the money back in small pieces and maybe borrow again. It is not a gift and not usually a huge business loan; the sums are small on purpose. Though actually, the word is wider than just loans. The same system can include tiny savings accounts and simple insurance — but in everyday talk, people mostly mean small loans to start or grow a little business. It is used in news, development work, and economics, and it sounds serious rather than . It does not mean 'finance that is unimportant', and it is not the same as (that is a school subject about prices and choices).

組成From micro- ('very small') + finance ('money, lending, and banks'). Coined in 1990 by the German sociologist and economist Hans Dieter Seibel.

同家族的字

  • financethe second half: money and lending, not limited to tiny sums
  • microcreditshares micro-; the small-loan part of the same system

原始詞典資料1 筆記錄

以下是外部詞典記錄的用法,摘錄並精簡格式,我們還沒有寫成教學內容。上面的說明才是我們自己寫的;有些用法可能上面已經講過了。

microfinancenoun

  • 1

    businessfinanceFinance that is provided to unemployed or low-income people or groups.

    • Microfinance, once a relative cottage industry championed by antipoverty activists and development wonks, is on the verge of a revolution, with billions of dollars from big banks, private-equity shops and pension funds pouring in.

摘錄自 英文維基詞典 English Wiktionary,已精簡格式;依 CC BY-SA 4.0 授權使用,改動後的內容同樣以此授權提供。