Deductible is about taking an amount off a larger amount — money, almost always.

Deductible這個字 is about是在講 taking an amount off a larger amount從一個比較大的金額裡拿掉一部分——money, almost always幾乎都是在講錢。

As an adjective, a deductible cost is one the rules let you subtract. Tax is the usual place: if a cost is tax-deductible, you may take it off before tax is calculated, so you pay tax on a smaller number. A cost that is not deductible has to stay in the total.

As an adjective當形容詞用的時候，a deductible cost可以扣除的費用 is one the rules let you subtract是規定允許你拿掉的那種費用。Tax is the usual place最常見的場合是稅務：if a cost is tax-deductible如果一筆費用是可以抵稅的，you may take it off before tax is calculated你可以在計算稅金之前先把它扣掉，so you pay tax on a smaller number這樣你要繳稅的金額就變小了。A cost that is not deductible一筆不能扣除的費用 has to stay in the total就得留在總額裡面。

As a noun, especially with insurance, the deductible is the first chunk you pay yourself. If a repair costs a lot and your insurance has a deductible of a certain amount, you pay that first piece, and the company pays some or all of the rest. A higher deductible usually means a cheaper monthly bill, but a nastier surprise when something goes wrong.

As a noun當名詞用的時候，especially with insurance尤其是講保險的時候，the deductible自負額 is the first chunk you pay yourself就是你自己要先付的那一筆。If a repair costs a lot如果一次維修花了很多錢，and your insurance has a deductible of a certain amount而你的保險有一筆固定金額的自負額，you pay that first piece你就先付那一筆，and the company pays some or all of the rest剩下的部分保險公司才付一些或全部。A higher deductible自負額越高，usually means a cheaper monthly bill通常代表每個月要繳的保費比較便宜，but a nastier surprise when something goes wrong但真的出事的時候，要付的那一筆會更痛。

You will see this word on tax forms and insurance letters. In a market, people just say “take off” or “subtract.”

on tax forms and insurance letters在稅單和保險信件上，You will see this word你會看到這個字。In a market在市場裡，people just say "take off" or "subtract"大家就直接說「扣掉」或「減掉」。