Credit-crunched is a newspaper-style adjective meaning “hit hard by the credit crunch.” A credit crunch is a time when banks suddenly become unwilling to lend, so companies and families cannot easily borrow.

Credit-crunched is a newspaper-style adjectivecredit-crunched是新聞用語的形容詞，meaning “hit hard by the credit crunch.”意思是「被credit crunch重創」。A credit crunch is a time when banks suddenly become unwilling to lendcredit crunch指的是銀行突然變得不願意放款的那段時期，so companies and families cannot easily borrow導致企業和家庭都很難借到錢。

A credit-crunched firm may freeze hiring; credit-crunched shoppers spend less. It is not about one person’s credit-card score or a bad credit rating.

A credit-crunched firm may freeze hiring受到credit crunch衝擊的公司可能會凍結招聘；credit-crunched shoppers spend less受影響的消費者則會少花錢。It它 is not about one person’s credit-card score or a bad credit rating講的不是某個人的信用卡分數或信用評等不好。

The phrase was everywhere around the 2008 money crash; you still meet it when people talk about tight lending, but it can sound a bit like a headline from that year — informal to slightly journalistic, not a word for a school essay unless you are discussing that crisis.

The phrase was everywhere around the 2008 money crash這個詞在2008年金融風暴前後到處都看得到；you still meet it你現在還是會遇到它 when people talk about tight lending當人們在談論銀根緊縮的時候，but it can sound a bit like a headline from that year不過聽起來還是有點像那一年的新聞標題——informal to slightly journalistic算是口語到略帶新聞味的用法，not a word for a school essay unless you are discussing that crisis除非你在討論那場危機，否則不太適合寫進學校作文。