- 1
To collateralize a loan — or to collateralize a house, land, or other goods — is to promise that thing as backup when you borrow money. If you cannot pay the money back, the lender can take it. The thing you promise is the collateral; collateralize is the verb for putting it in that position. Banks, lawyers, and business news use this word. Everyday English is plainer: “They used the house as collateral.” Though actually, you will also hear banks collateralize a pile of loans, meaning they turn them into a product they can sell on. That is specialist talk, not daily speech.
拿去抵押、設定為擔保(「擔保品/抵押品」才是那筆財產本身;這是動詞)
組成collateral (the backup property) + -ize (to make / to treat as).
同家族的字
- collateralthe goods you promise; this verb is built from that noun
原始詞典資料2 筆記錄
以下是外部詞典記錄的用法,原文照列,我們還沒有寫成教學內容。上面的說明才是我們自己寫的;有些用法可能上面已經講過了。
collateralizeverb
- 1
To secure a loan or other contract by using collateral.
- 2
To pledge assets as collateral.
- A debt instrument is collateralized when the creditor has rights over an asset or revenue stream that would allow it, if the borrower defaults on its payment obligations, to rely on the asset or revenue stream to secure repayment of the debt.
資料來源:英文維基詞典 English Wiktionary(CC BY-SA 4.0)。 原文照列,未經改寫。